Funeral Planning Checklist for Canadians

Last updated July 4, 2026 · 4 min read
Quick answer
A practical funeral planning checklist for Canadian families covers immediate steps (first 48 hours), funeral arrangements (days 2-7), and post-funeral matters (weeks 1-4). Immediate — pronouncement of death, contact funeral home, secure home, notify immediate family, decide on burial vs cremation. Funeral arrangements — meet with funeral director, select casket/urn, choose cemetery or scattering location, plan service, write obituary, arrange flowers and reception, file death registration. Post-funeral — send thank you cards, obtain death certificates, begin estate administration, notify employer/banks/government, manage social media, handle bereavement leave.

For Canadian families, planning a funeral involves many small decisions in a compressed time frame. This checklist covers the practical steps in chronological order, from the moment of death through the weeks after the funeral.

Immediate (first 24-48 hours)

Confirm death:

  • Hospital or care facility — staff handles pronouncement
  • Home (expected) — call family doctor or 911 (non-emergency line)
  • Unexpected death — call 911; coroner may be involved

Contact funeral home:

  • Most operate 24/7 for body transfer
  • Body transfer is typically arranged within hours
  • Initial meeting with funeral director scheduled for next day or two

Notify immediate family:

  • Spouse, children, parents, siblings
  • Closest friends
  • Workplace if relevant (HR for benefits and bereavement)

Secure the home:

  • If deceased lived alone, lock doors
  • Pets need immediate care
  • Mail collection, perishables in fridge
  • Valuables secured

Initial decisions:

  • Burial vs. cremation (often pre-decided; if not, urgent)
  • General funeral home preference
  • Religious affiliation if relevant

Days 2-7 — Funeral arrangements

Meet with funeral director:

  • Review services and pricing (request General Price List)
  • Casket or urn selection
  • Embalming decision (only if open-casket viewing planned)
  • Visitation date and time
  • Service date and time
  • Death registration paperwork (funeral director typically files)

Cemetery or scattering arrangements:

  • If burial: cemetery selection, plot purchase or family plot use, opening/closing of grave, monument planning
  • If cremation: niche, burial of remains, or scattering plan

Plan the service:

  • Religious or secular
  • Officiant selection
  • Music selection
  • Readings or eulogies
  • Eulogist(s)
  • Service length and structure

Notify wider circle:

  • Extended family, friends, colleagues
  • Community organizations (clubs, religious community)
  • Newspaper or website obituary

Write the obituary:

  • Essential info (full name, age, dates, family, service details)
  • Optional — life story, achievements, donations in lieu of flowers
  • Newspaper and online publishing

Arrange flowers:

  • Casket spray (typically from immediate family)
  • Sympathy flowers from extended family/friends
  • Or donation in lieu of flowers to specified charity

Plan reception:

  • Location (funeral home, restaurant, home, community hall)
  • Catering or family-provided food
  • Approximate attendee count
  • Refreshments and meal type

Photo/memorial display:

  • Photos of deceased (multiple if possible)
  • Personal mementos
  • Slideshow or video (some funeral homes can produce)

Pallbearers (if applicable):

  • Typically 6 individuals
  • Often family members or close friends
  • Discuss expectations and arrangements

Day of the service

Family preparation:

  • Arrive early at funeral home (typically 30-60 minutes before)
  • Greet visitors at visitation
  • Final viewing if applicable
  • Procession to service location if separate
  • Reception after burial or service

Service flow:

  • Visitation (if applicable)
  • Funeral service (60-90 minutes typically)
  • Procession to cemetery (if burial)
  • Committal at graveside (15-30 minutes)
  • Reception

Post-funeral (first 30 days)

Send thank you cards:

  • To pallbearers
  • To officiant
  • To those who brought food
  • To those who sent flowers or donations
  • To anyone who provided exceptional support

Get death certificates:

Notify government:

  • Service Canada — federal benefits cessation (CPP, OAS, survivor benefits)
  • CRA — final tax filing (later, separately)
  • Provincial pension if applicable
  • Provincial vehicle registration if transfer

Notify financial institutions:

  • Banks (each one)
  • Investment firms (each one)
  • Credit card companies
  • Insurance companies (each policy)
  • Pension administrators (each)

Notify employer/benefits:

  • HR for bereavement and benefits
  • Group life insurance claim
  • Final paycheque arrangements
  • Pension considerations

Manage social media and online:

  • Facebook memorialization
  • Instagram memorialization
  • LinkedIn memorialization or closure
  • Twitter/X account memorialization
  • Email account (Gmail, Outlook) closure
  • Other online accounts

Begin estate administration:

  • Locate Will and Life Discovery Kit
  • Contact executor named in Will (if not you)
  • Apply for probate if required
  • See first 30 days executor

Weeks 4-12 — Continuing

Continue estate administration:

  • Asset inventory
  • Asset transfers
  • Tax filings
  • Beneficiary notifications
  • Final distribution planning

Monument planning (if burial):

  • Often deferred 3-6+ months
  • Selection, design, ordering
  • Installation typically 6-12 months after death

Anniversary observance (one year):

  • Some families have specific traditions
  • Yahrzeit (Jewish), Shraddha (Hindu), All Souls Day (Catholic)
  • Other annual observances

Continued support:

  • Grief counseling if needed
  • Family connection
  • Memorial events (birthday, anniversary, holiday)

What we focus on at It's Simple Will

The Funeral Pre-Planner captures your funeral preferences in advance so families have clear guidance when the time comes. Pre-planning reduces the burden of decisions during grief.

Citations & sources

  1. [1]Service Canada — Death NotificationGovernment of Canada
  2. [2]Funeral Service Association of CanadaFuneral Service Association of Canada

Frequently asked questions

What's the very first thing to do?

Confirm the death — if at hospital or care facility, staff handles this; if at home expected, contact the family doctor or call 911 (non-emergency). For unexpected death, call 911. Then contact a funeral home — most operate 24/7 for body transfer. Within hours, notify immediate family.

Should I shop around for funeral homes?

Yes — funeral home prices vary 30-50%. If pre-planning, getting quotes from 2-3 funeral homes is worthwhile. If in immediate need, even quick comparison can save thousands. The Funeral Service Association in your province may have member directories.

When should I write the obituary?

Within 24-48 hours typically — newspapers and websites need lead time. Funeral director can help with template; family member typically drafts. Include essential info (full name, age, dates, family, service details). Optional — life story, achievements, donations in lieu of flowers, etc.

How do I notify the government?

Service Canada handles federal benefits (CPP, OAS) cessation — they have a 'one-stop' Notification of Death form. CRA notification is separate (after filing final tax return). Provincial Vital Statistics handles death registration (usually funeral director files). Service Canada agencies and websites have specific forms.

What about social media and online accounts?

Major platforms (Facebook, Instagram, Twitter/X, LinkedIn) have specific 'memorialization' or account closure procedures requiring proof of death. Email accounts more complex — most providers (Gmail, Outlook) have specific processes. Some accounts (banking, investment) have priority over social.

Do I need to plan a reception?

Optional but very common. Can be at funeral home, restaurant, family home, community hall, place of worship. Light meal or full meal. Some families have very simple reception with refreshments after service; others have full meal for invited guests.

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